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Your Smarter Way to Get a Home Loan

Mortgage Expert

Ally Yang
12 years Mortgage Advisor
Masters in Arts & Bachelor of Laws (LL.B.)

Data Scientist

Dr Andy Teoh
Former Senior Data Scientist
A*STAR NGS Scholar

Why Use HugMortgage?

100% Free to Use

We’re able to give you impartial advice and the best deals available because we charge all our partner banks the same fixed fee to refer new home loan or refinancing cases to them.

Compare & Get the Best Deal

With access to over 50 home loan packages from all the banks in Singapore, rest assured that our mortgage experts can give you the best deal available in the market.

Professional Advice

Our experienced mortgage experts are well-equipped with all aspects of home loans and refinancing. We can also provide advice on property regulations regarding TDSR, Stamp Duties and CPF usage.

Our Consultancy Process


Fill In The Contact Form On Our Website

Our mortgage expert will give you a call within 1 Business Day to understand your home loan requirements.


Receive The Best Interest Rates Available

We will give you best home loan rates in the market after the initial call. There may be an additional phone or in person consultation if necessary.

Frequently Asked Questions

If you take a referral fee from the banks, will I still get the best rates from you?

We receive the same fees from all partnering banks, regardless of which bank you choose to loan from. This lets us provide unbiased advice, with your best interests at heart.

Will you sell my contact details and personal information?

No, absolutely not. All information shared with us is strictly confidential. Your privacy is of our utmost concern. You can refer to our privacy policy here.

Can you help me reprice my existing home loan with my current bank?

We can do refinancing but not repricing. If you are considering your options, please fill in our form or call us and we'll be happy to assist you.

I’m interested in what you are doing, but I’m not planning to buy a new property or refinance any time soon. Can I still learn more from you?

Yes! Follow our blog to stay updated on the latest home loan and refinancing news. When you are ready to refinance or get a new home loan, we are here to help!

Watch Our Mortgage Expert Ally's Interview on Mediacorp